Bankcard
News
• China
Unionpay card can be used at ATM in
Thailand
China Unionpay and PCC Thailand signed
one cooperative agreement on linking
with China Unionpay on May 13, which
means that travelers can cash money
at ATM machines with the logo of China
Unionpay, easy for travel and shopping
in Thailand.
PCC Thailand is the only ATM network
operator in the country, responsible
for the transfer of cross-bank transaction
and data processes in Thailand, including
14 local banks and 4 overseas banks.
At present, PCC has opened the license
for two largest banks-Pango and ThaiHua
Agriculture to accept China Unionpay
cards over 3500 ATM machines that almost
covered the majority of the tourist
and commercial locations in Thailand.
According to China Unionpay, this Company
has started its POS acceptance business
in Thailand since last January and in
April, ThaiHua Agriculture Bank, as
the main shareholder of PCC opened the
license of POS acceptance business with
China Unionpay card and has recruited
more than 500 merchants to accept China
Unionpay cards in the regions of Bangkok,
Partaya and Puki Island etc.
• China
Unionpay Card expected to be accepted
in USA and Japan within 2005
Days ago, China Unionpay signed Unionpay
Card Acceptance Agreement with American
DFS and Japanese SMCC respectively.
China Unionpay card is expected to
be accepted in USA and Japan, as DFS
and SMCC are the important financing
institutions of credit cards in the
countries. PULSE, the affiliate of
DFS has about 1.5 million merchants
nationwide in USA while DFS itself
has over 4 million merchants in the
States. SMCC is the second largest
credit card company in Japan with
the network of merchants acceptance
at 3 million licensed merchants in
Japan.
• Communication
Bank launching new Pacific Dual Currency
Credit Card
One new Pacific Dual Currency Credit
Card with the logos of Communication
Bank of China and HSBC bank was launched
in Shanghai. This is the first practical
project as a result of the both banks
implementing their strategic alliance.
This new credit card fully utilized
all possible resources of the overseas'
branches, customers and clients of
both banks, integrating the global
and local advantages and promoting
the theme of Chinese Global Card with
the real convenience and services
to the travelers in the world.
• Peony
AMEX card issued in over 44 cities
in China
SCFC news from American Express, the
dual currency credit card - Peony
AMEX card jointly issued by ICBC Bank
and American Express has been expanded
in its issuance from 10 to 44 cities
in China, originally from Beijing,
Shanghai, Guangzhou, Shenzhen, Tianjin,
Nanjin, Changsha, Chongqin, Xi'An
and Wuhan expanded to Jinan, Kunming,
Fuzhou, HaerBin, Chendu, Zhenzhou,
Xiamen, Nanning, and the provinces
like Guangdong, Zhejiang and Jiangsu.
The consumers can apply for this Card
at the nearest branches in their cities.
And the cardholders can enjoy the
free annual fee for the first year
if they have one-time use after three
months of the cards issuance and automatically
participate in the royalty program.
• Bank
of China - Sichuan Branch launching
Co-brand Card of College-mates
Recently, Bank of China - Sichuan
Branch and Sichuan University jointly
launched the issuance of a dual currency
credit card - Sichuan University Co-brand
Card of College-mates. This card has
the feature of one card of two currencies,
with a circulating credit ( free interests
within 20 to 50 days ), the global
Chinese services, confirmation of
large transactions, the purchase of
foreign currency with Chinese RMB
and payment as well the claim of losses
for free risks.
• The
first Dragon University Bankcard issued
to the University in Zhejiang
The first Dragon University Bankcard
- Zhejiang University Dragon Bankcard
was launched on the occasion of Celebration
of Zhejiang University days ago. Mr.
Chang Zhenming, President of Construction
Bank of China (CBC ) and Mr. Pan Yunhe,
President of Zhejiang University attended
the Ceremony of agreement signature
and card issuance. This card will
be issued to the students and teaching
academy as well as the colleges of
this University.
This bankcard was launched based on
the existing Dragon credit card (dual
currency )
,which provides all functions of credit
cards with 50 days' free interest.
The cardholders for the University
will enjoy the benefits of higher
credit quotas, the mortgage services
and the credit report after the graduation
etc. And the Card can be used as the
recognition card for students to make
donations by using the Cards. This
is one rewarding contribution from
the graduates to the mother University.
• The
goal of networking interoperability
achieved for the bankcards in Shanghai
Shanghai witnesses great achievements
in the bankcard industry with a total
issuance of bankcards issued by all
issuers in Shanghai at 51.94 million
by March, 2005, growing 18% against
the same period of the past year.
For the first quarter of 2005, there
are over 55.90.07 million transactions
with total transaction value at 43.194
billion RMB, growing at 21.70% and
49.13%, among which there are 17.35
million POS transactions valued at
RMB30.7 billion. The growth rate were
at 52.76% and 73.4% comparing with
the same period of the last year.
• Henan
Province gained remarkable progress
of bankcard
By April, 2005, Henan Province has
totally issued 28.45 bankcards growing
at 29.8% comparing with the same period
of last year. The merchants grew to
5105 with 8341 POS terminals installed,
increasing at 71.5% and 65.5% respectively
against 2004. There are 2180 ATM machines
accepting cross-bank cashing money.
The successful rate of the system
reached 97.55% in April with a 95.84%
successful rate of transaction within
the same city.
• Hainan
Province seeing rapid increase of
bankcard transaction
For the first quarter of 2005, the
bankcard transaction volume amounted
1 billion RMB over POS terminals in
Hainan Province, which is equal to
the annual total transaction of 2003
growing at 96% against the same time
of 2004. There are newly installed
500 card readers and 2500 POS terminals
in an accumulated number. In order
to ensure the better rate of card
reading, the bankcard system in Hainan
Province has been upgraded since last
year, and more training courses have
been provided to the shops, restaurants
and tourist resorts so as to increase
the success rate of card reading.
According to the statistics, a good
success rate of 99.98% has reached.
News
in General
• 2005
Shanghai Master Cup Tennis Match using
RFID to fight forged tickets
2005 Shanghai Master Cup Tennis Match
is to be held at the Tennis Court
of Shanghai Qizhong Forest Sport City
on November 13 to 20. The Preparatory
Committee announced at the Ticketing
Sales Ceremony in Shanghai that this
Master Cup would introduce the world's
leading RFID technology to fight against
forged tickets.
RFID technology has been the first
application in the sport event in
China. Each ticket has one chip containing
the information of sea no., ticket
holder and encryption. This ticket
is one smart label.
• Patients
wearing RFID tag to avoid wrong operation
in Taiwan
According to the Taiwan Xinshen News,
Taiwan Changgen Memorial Hospital
becomes the first to introduce RFID
technology in the surgical operating
room. The hospital provides the RFID
wrist so as to identify the right
patient for operation and the rate
of wrong operation has been reduced.
To protect safety of patients and
prevent the medical carelessness becomes
the focus of promoting RFID at the
hospitals worldwide. This RFID technology
can be used in the surgical operation
rooms, as well as for the care of
newly born babies and elderly people.
• Fujian
Province selected as the first pilot
city of using PBOC2.0
News from China Unionpay Fujian Branch,
approved with confirmation by the
People's Bank of China (PBOC), Fujian
Province has been selected as the
first pilot to implement PBOC2.0 (2005
version) in China. This project has
entered into the testing phase and
can be put in trial applications in
all major hospitals in Fuzhou by the
later half of this year. The Fujian
Bankcard "YiKaTong"(all
in one card) will ease the difficult
situation of using one medical card
for one hospital. Now the citizens
can use this IC card to settle low
value payment at different hospitals.
Ms. Yu Huaqun, Assistant General Manager
of Fuzhou Branch of China Unionpay
told the reporter that the IC bankcards
could only be used for low value payment
less than 1000RMB according to the
regulations of the People's Bank of
China. The cardholders must deposit
some certain amount of money and re-load
for further consumption.
• Hubei
Province launching mobile purse
China Mobile Hebei Branch and China
Unionpay Wuhan Branch jointly launched
mobile purse business. This is the
mobile financing service for the mobile
subscribers combining the mobile phone
number with the bankcard. The subscribers
can use SMS and Internet, mobile voice
to pay for the mobile phone fees and
goods with combined bankcard. This
service also assists the subscribers
to check for the fees, balance of
bankcard.
At present, the mobile purse business
system is under stable operation and
is expected to expand based on the
existing businesses of check-up for
bankcard balance and telephone fees,
SMS fee payment, the purchase of insurance
via mobile phone and e-gaming cards
as well as the books via Internet.
The two companies are planning to
launch the mobile payment for utilities
fees such as water and power supply.
News
on Smart Cards Applications Nationwide
• Citizens
in Guangzhou and Fushan using Yangchen
Card to get on buses
News from the Fushan Transport Department
in Fushan, Fushan city will introduce
IC card technology in its urban public
transport system and will put into
operation once the "Fushan Tong"
system ( all in one card ) is upgraded.
The implementing Yangchen Tong of
Nanhai city is to create a more fair
marketing competition environment.
At the present stage, the local transport
authority is planning to coordinate
with the Yangchen Tong of Nanhai city
so as to ensure that the citizens
of Fushan City can take the public
buses by choosing Nanhai Yangchen
Tong. As told by the responsible person
in the Nanhai Yangchen Tong Electronic
Fee Collection Co., Ltd., over 10,000
Nanhai Yangchen Tong cards have been
issued since its operation. At present,
the citizens can reload this card
at any business locations of ICBC
Bank of Nanhai City and will use this
card to make phones at the IC card
phone boxes apart from the payment
for the public buses.
• Chongqi
City: the Citizen can use YiKaTong
for commercial consumption
The Yuchen Transport YiKaTong Co.,
Ltd. announced that its transport
YiKaTong has been upgraded to City
YiKaTong from 2005. Since June, the
co-branded card of "Yantze River
Yuchen Tong" integrating the
functions of money saving, consumption
and urban public IC card will be put
into use.
The Yantze River Yuchen Tong has been
jointly built up by Yuchen Transport
YiKaTong Company and Chongqin Commercial
Bank. This card looks similar with
the Yantze River Unionpay Card. The
difference lies in that this card
has both the magnetic bankcard and
chip card of Yucheng YiKaTong. With
this card, the citizens will be able
to save money and consume for shopping
etc. and the all consumption functions
of Yucheng YiKaTong ( Monthly Tickets
excluded ). In addition, the payment
for light rails and parking as well
as the taxi will be included in the
YiKaTong system by the end of this
year.
• Nanjing:
citizens able to pay taxes with cards
Days ago, one local Science &
Technology Association in Nanjing
City made a successful payment of
RMB666 tax by using China Unionpay
card at the POS terminals of the Tax
Collection Service Hall of the local
Tax Office. From the introduction
of this Tax Office, the tax payees
are able to use bankcard at the POS
terminals to enter the related data
which will be transmitted via Internet
to the master computer in the bank
so as to pay tax, funding and service
fees. The Internet version of Unionpay
POS terminal designed for the tax
offices will enable the tax payees
to fulfill all the above business
requirement with one single bankcard
and save the trouble of carrying checks
or cash.
• Jiangsu:
SuTongKa of High Way to be launched
on June 1
The Highway Connected Electronic Payment
System has been done by Jiangsu Dongda
Intelligent System Science & Technology
Co.,Ltd., which was approved by the
Jiangsu Provincial Government. On
June 1, this SuTongKa ( Express Payment
Card ) of Jiangsu Highway will be
put into operation.
The news reported that this SuTongKa
is specially designed for collecting
the toll fees of all highways in Jiangsu
Province. This card has two types,
one is saving card and the other one
is debit card. The saving card can
be collected at all banks by presenting
the ID cards or driving licenses.
• One
Mobile Phone POS to be launched in
2005
News from VISA International, the
Chinese consumers are expected to
see one new model of mobile phone
POS by end of this year. This Mobile
Phone POS, developed by request of
VISA International can be used as
mobile POS and be used to accept IC
cards and magnetic cards. And the
vouchers can be printed after one
palm-sized printers are installed
via one x-rail.
It is told that this mobile phone
POS will cost RMB2400, plus printer
totaling at RMB3200, similar to the
price of one ordinary mobile phone.
At present, the cost of mobile POS
is at RMB4000. Being handy and without
restrictions of space or lines, this
POS has more applications than the
traditional one, such as the payment
of water and power supply, of taxi,
plane tickets, the insurance fees,
the lottery sales and hotels, restaurant.
Vendors'
News
• G
& D (Jiangxi) won the first certificate
of supplying the PIM card to China
Telecom
Recently, G & D (Jiangxi)
made one release that it became the
first supplier of PIM card and card
management system of smart phone for
China Telecom in China. The Company
has finished the installation and
trial test of card management system
at the three branches of China Telecom
nationwide. It has launched this service
on the day Telecom on May 17.
As the data shows, there are over
80 million smart phone subscribers
in China and PIM cards will provide
to the subscribers with more rich
data of value-added services.
• China
Unicom: Shanghai Kesi won the top
tender
From the release result of the first
tender of China Unicom in 2005, Shanghai
Kesi Company has taken the No. 1 among
all the dozen bidding companies in
China by winning the biggest contract.
Ever since 2002 when this Company
entered into the smart card market
of mobile telecom, Shanghai Kesi has
been trying hard to focus its attention
on the customers and provided to the
customers with the leading technology,
qualified SIM cards and system solutions
based on its strong R&D capability
and technical experience. Following
the use of WIB, OTA2, Shanghai Kesi
has achieved a success of its low-end
SIM card, specially 16K SMS grouping
mailing card, which broke the limits
of applications for middle and higher-end
card. The less majority of the subscribers
can also enjoy the speedy and convenient
services. By now, this 16K card won
the satisfaction of China Unicom.
This 16K card of winning tender is
the SMS grouping mailing card.
• Super-thin
RFID listed as one of the three key
projects in Beijing
Recently, Beijing has listed the super
thin RFID tag research project being
in charge by Beijing Qinhua Micro-electronics
Co., Ltd. as one of the three key
electronic projects in the local micro-electronic
field. The Beijing Commission of Science
and Technology has started the 37
key projects in 2005. This project
has been proposed by
Qinhua Micro-electronics. The segmented
topics have been allocated to the
relevant departments.
• East
LYNKO launching RFID middle ware and
application software of its own IPR
This week, Beijing East LYNKO Science
& Technology Co., Ltd. released
one suite softwares of RFID and EPC
middle wares-LYNKO-ALE and application
package ( including LYNKO-TGS and
LYNKO-TGS and LYNKO-IDM.
This company is the first super-class
member of EPC Global in China and
has kept very close relations and
technical communication. It has caught
up in parrelell with the international
counterparts to develop the RFID middle
ware based on the EPC structure.
East LYNKO has its own intellectual
property right for its RFID middle
wares. The launch of this product
enables the Chinese companies to have
the complete RFID product solution
from smart labels, readers and softwares.
It has been actively involved in creating
strategic alliance with the upper
and lower-end suppliers so as to jointly
promote this RFID application in China.
• LEAD
implementing EMV Migration via ATM
At present, Beijing LEAD Company has
developed its self-service banking
products supporting EMV2000 standard
and PBOC regulation after its constant
innovations.
To support the implementing EMV migration
for the self-service banking products,
Beijing LEAD Company, a subsidiary
of Skyworth Group has successfully
made one improved proposal to the
EMV standard compliable to the EMV2000
and China Unionpay PBOC regulations
and conducted the study of the previous
products after identifying the related
specifications of ATM. The improvements
are focused on the terminal and encrypted
key board. By this stage, the products
of terminals have got the certifications
of EMV2000 and will be upgraded in
order to make sure all the previously
sold products be upgraded for being
compatible for EMV2000 standard.
